Most insurance plans and Medicare programs are burdened by very strict restrictions and limits to the kind of long-term home care they will cover. Private Pay is probably the best option for you if you are in need of services and you do not meet the criteria to receive Medicaid funding, your insurance company will not cover the costs for the kind of home care you need or, on some occasions, your insurance company will only pay for a portion of the services required and leave you with the expense of paying the difference.

Many of the types of home care service coverage available today only cover short term home care, therefore, in such cases, Private Pay is a necessary option for anyone needing long term home care who wants to continue living independently in their own homes.

Medicare and Medicaid normally do not cover Long Term Home Care, for more information of what services they do cover, please read our section on Medicaid, call your local Medicaid office or contact Absolute Care Management and let us help you find out what funding is available for the care you need. We can also talk with your insurance company to find out which home care services they will cover based on your individual needs.

Private Pay may sound like a frightening term, but at Absolute Care it is an affordable option to help you get the services you need. At Absolute Care we do just that, we care deeply about each and every one of our clients and provide the highest caliber caregivers to help them to continue to live their lives happily an independently.